On August 29, 2009 the City of Solana Beach is having a special event, “Shop Solana First Day”. Residents and guests are invited to visit the City shops and take part in a treasure hunt. Shoppers can pick up the “treasure”; a free reusable shopping bag with the Shop Solana First logo on it from participating shops, displaying a special decal in their store windows.
Treasure Hunt hours will be from 10am until 4pm. Entertainment will be provided, along with various other special events, such as sidewalk sales, a barbeque and more.
For a copy of this events flyer click http://solana-beach.hdso.net/docs/CM_SSBF.pdf
If you are not a resident of Solana Beach, but would like to take advantage of this fun event next year, as well as other great experiences this fine, beach side city has to offer, call or e-mail me, Nick Alameddin Nick@mypfgroup.com to view some of the fabulous properties available.
Wednesday, August 26, 2009
Tuesday, August 25, 2009
Interest Rate Outlook
The 30-year fixed-rate mortgage fell by one-eighth of a percentage point this week according to www.bankrate.com . We haven’t seen long-term rate averages below 5.0 percent for the past two months and with treasury yields strongly trending upward, nothing lower than that is anticipated in the near future. In fact, rates are likely to average a bit higher.
If you have been sitting on the sidelines waiting for a lower rate, time to jump in. Lower rates combined with the federal tax credit of $8000 for first time buyers and lower home values in San Diego make the perfect time for buying your piece of the American dream.
Keep in mind, in order to cash in on the tax credit you must have your purchase approved no later than November 30, 2009.
If you have been sitting on the sidelines waiting for a lower rate, time to jump in. Lower rates combined with the federal tax credit of $8000 for first time buyers and lower home values in San Diego make the perfect time for buying your piece of the American dream.
Keep in mind, in order to cash in on the tax credit you must have your purchase approved no later than November 30, 2009.
Nothing quick about getting rich with real estate
Ever watch those late night or weekend infomercials with the promise that you will be a millionaire in one year?
It seems like every day there is a new person claiming that they have “the perfect system” to achieve millions of dollars in income by simply following what they have to say. In the early nineties, there was Tom Vu. With his flashy convertible Rolls Royce full of girls in bikini’s
Now you have a plethora of the same message, maybe little less flashy but full of people promising the same thing. From Carlton Sheets, John Beck and Robert Allen to Dean Graziosi. Each one is different yet they all promise the same thing, send us XYZ and we will send you our magic formula.
Just like stocks if you want to make money in real estate, buy low and sell high. The Market in San Diego County is at an all time low. Discuss your options with an experienced professional real estate agent. Find out what they can do for you.
I recently helped a client buy a 2 bedroom condo in an excellent condition, purchase price $120,000. With a price this low, this property can be used to generate a positive cash flow. Call today to find out what I can do for you.
It seems like every day there is a new person claiming that they have “the perfect system” to achieve millions of dollars in income by simply following what they have to say. In the early nineties, there was Tom Vu. With his flashy convertible Rolls Royce full of girls in bikini’s
Now you have a plethora of the same message, maybe little less flashy but full of people promising the same thing. From Carlton Sheets, John Beck and Robert Allen to Dean Graziosi. Each one is different yet they all promise the same thing, send us XYZ and we will send you our magic formula.
Just like stocks if you want to make money in real estate, buy low and sell high. The Market in San Diego County is at an all time low. Discuss your options with an experienced professional real estate agent. Find out what they can do for you.
I recently helped a client buy a 2 bedroom condo in an excellent condition, purchase price $120,000. With a price this low, this property can be used to generate a positive cash flow. Call today to find out what I can do for you.
Sunday, August 23, 2009
Moving to San Diego? Think Carmel Valley
San Diego has many wonderful neighborhoods to move into, from Carlsbad, Rancho Santa Fe, La Jolla, Del Mar, Solana Beach and Carmel Valley. Families typically scout for neighborhoods that offer the best schools and family friendly surroundings.
Carmel Valley has it all. Located directly east from Del Mar’s beautiful beaches and south of Solana Beach, families still choose it because of it’s great schools. Some of the schools that Carmel Valley boasts of are Ashley Falls, and Torrey Hills at the elementary level, Carmel Valley Middle School at the Middle school level and, Torrey Pines High, to name a few. Check out their school ratings at
http://school-ratings.com/cities/San_Diego.html .
Carmel Valley has many great neighborhoods such as Torrey Hills, Palacio Del Mar, Promontory, Sonoma, Santa Barbara and Santa Fe Summit to name a few. It also offers exquisite estates in areas like Meadow Del Mar, Rancho Pacifica and Fairbanks Highlands.
While in Carmel Valley, If you are in the mood for some French pastries. Check out the Champagne Bakery http://www.champagnebakery.com/ , it’s to die for.
If you are looking for a new home in San Diego, contact us at 858-455-6700 or shoot me an e-mail at Nick@mypfgroup.com
Carmel Valley has it all. Located directly east from Del Mar’s beautiful beaches and south of Solana Beach, families still choose it because of it’s great schools. Some of the schools that Carmel Valley boasts of are Ashley Falls, and Torrey Hills at the elementary level, Carmel Valley Middle School at the Middle school level and, Torrey Pines High, to name a few. Check out their school ratings at
http://school-ratings.com/cities/San_Diego.html .
Carmel Valley has many great neighborhoods such as Torrey Hills, Palacio Del Mar, Promontory, Sonoma, Santa Barbara and Santa Fe Summit to name a few. It also offers exquisite estates in areas like Meadow Del Mar, Rancho Pacifica and Fairbanks Highlands.
While in Carmel Valley, If you are in the mood for some French pastries. Check out the Champagne Bakery http://www.champagnebakery.com/ , it’s to die for.
If you are looking for a new home in San Diego, contact us at 858-455-6700 or shoot me an e-mail at Nick@mypfgroup.com
Friday, August 21, 2009
San Diego Makes the top 10 places to buy a home
A home buying decision should not be based on price alone, according to ABC news. Instead look for a community with strong job markets and steady housing values. Cities with common factors such as military bases, college towns, a strong tourism industry and state capital fare well "They are more recession proof", according to Zillow, an online real estate information company.
This year San Diego made number 3 on the list, with its median home value at $346,000, down 14% from a year ago. What has kept America's Finest City so close to the top of this national list? San Diego has many of the common factors that make it desirable. Schools such as SDSU, USD and UC San Diego among a few, not only attract students, but also provides jobs for faculty and staff. Also San Diego has always been a big military base town with the Naval Amphibious Base (NAB) Coronado, Camp Pendleton and others which stimulate spending.
Coastal cities of San Diego County like La Jolla and Solana Beach offer tourists some of the most beautiful beaches in California. Not only is Del Mar included in the list of wonderful seaside cities, it's also home to the famous Del Mar Horse races and the San Diego County Fair.
If you are thinking about buying or selling a home in any of the San Diego Coastal Communities please visit www.PremiereSD.com or call us at 858-455-6700
This year San Diego made number 3 on the list, with its median home value at $346,000, down 14% from a year ago. What has kept America's Finest City so close to the top of this national list? San Diego has many of the common factors that make it desirable. Schools such as SDSU, USD and UC San Diego among a few, not only attract students, but also provides jobs for faculty and staff. Also San Diego has always been a big military base town with the Naval Amphibious Base (NAB) Coronado, Camp Pendleton and others which stimulate spending.
Coastal cities of San Diego County like La Jolla and Solana Beach offer tourists some of the most beautiful beaches in California. Not only is Del Mar included in the list of wonderful seaside cities, it's also home to the famous Del Mar Horse races and the San Diego County Fair.
If you are thinking about buying or selling a home in any of the San Diego Coastal Communities please visit www.PremiereSD.com or call us at 858-455-6700
Wednesday, August 19, 2009
Flipping in This Market?
Yes, it’s true. More and more investors are jumping back into the market. With prices down as much as fifty percent in some areas of San Diego County. Investors are fighting for low-priced foreclosures to purchase with cash.
People purchasing foreclosures either at trustee’s sale auction or after the bank took them back in foreclosure. Investors then rehab them a little and put them back on the market.
People purchasing foreclosures either at trustee’s sale auction or after the bank took them back in foreclosure. Investors then rehab them a little and put them back on the market.
Thursday, August 13, 2009
Buy a Foreclosure Now Before It's Too Late in San Diego
If you have been sitting on the sidelines waiting for the perfect time to buy a foreclosure in San Diego, better act fast or you might end up missing the boat.
Carlsbad, Cardiff by the Sea, Carmel Valley and Encinitas buyers are facing a trend where real estate agents have only very few listings to offer, compared with early nineties. As a direct result, higher demand and almost no negotiations with the banks. This does not mean banks are not making deals, but because there are multiple offer on the same property. Sellers are asking for highest and best offer.
Other areas like Del Mar and La Jolla foreclosures are almost non existent.
Call me today to discuss your options in buyin a foreclsoure in San Diego
Nick Alameddin
858-455-6700
Carlsbad, Cardiff by the Sea, Carmel Valley and Encinitas buyers are facing a trend where real estate agents have only very few listings to offer, compared with early nineties. As a direct result, higher demand and almost no negotiations with the banks. This does not mean banks are not making deals, but because there are multiple offer on the same property. Sellers are asking for highest and best offer.
Other areas like Del Mar and La Jolla foreclosures are almost non existent.
Call me today to discuss your options in buyin a foreclsoure in San Diego
Nick Alameddin
858-455-6700
Wednesday, August 5, 2009
What your Home owner Insurance Company Does Not Want You to Know.
When was the last time you read or understood the insurance policy that covers your home?
Most people don't realize that insurance company adjusters are trained professionals who represent the interests of the insurance company which employs them.
If you have a mishap in your home, chances are, once you have contacted your home owner insurance company they will assign you an adjuster that works for them. Unfortunately his job is to pay out the least amount possible.
In California the state allows you to hire a "Public Adjuster". This individual is paid by your insurance company, but the big difference is that she doesn't work for your insurance company. She works for you, the policy holder. Your Public Adjuster is going to make sure that you get every penny you need to fix your home.
Are you asking yourself why you didn't know about this before? As you can conclude, it's not in the best interest of the insurance companies for this information to go out to the public. If you would like to read more about public adjusters, please click the link http://www.napia.com/learn/faq.asp
Most people don't realize that insurance company adjusters are trained professionals who represent the interests of the insurance company which employs them.
If you have a mishap in your home, chances are, once you have contacted your home owner insurance company they will assign you an adjuster that works for them. Unfortunately his job is to pay out the least amount possible.
In California the state allows you to hire a "Public Adjuster". This individual is paid by your insurance company, but the big difference is that she doesn't work for your insurance company. She works for you, the policy holder. Your Public Adjuster is going to make sure that you get every penny you need to fix your home.
Are you asking yourself why you didn't know about this before? As you can conclude, it's not in the best interest of the insurance companies for this information to go out to the public. If you would like to read more about public adjusters, please click the link http://www.napia.com/learn/faq.asp
Tuesday, August 4, 2009
Secrets Your Mortgage Lender Does not Want You to Know
In these times of economic crises every penny counts. We all have been programmed when we purchase a home to obtain a thirty year loan.
Have you ever looked at your monthly mortgage statement and thought , how much in interest I am going to pay by the end of 30 years?
Well guess what? by the end of 30 years you will have paid more than double the amount of principal in interest. How can you pay less interest and pay off your home faster?
1. Call your bank and ask them if you can make bi-weekly payments. By cutting your payment in two bi-weekly payments you end up paying 13 payments per year. This will payoff your home loan in roughly 23 years, that's SEVEN years earlier.
2. Divide your monthly payment into 12 and add that amount to your monthly payment. For example let's assume that your monthly mortgage payment is $1200 divided by 12= $100. Send the bank $1300 every month instead and tell your bank that this money is designated to your Principal balance. Once again, that will shave off at least seven years worth of payments.
3. If your do booth steps above combined, you will end up paying off your home in roughly 14 years, thus cutting your pay period in half.
Looking for a home in San Diego? www.PremiereSd.com
Have you ever looked at your monthly mortgage statement and thought , how much in interest I am going to pay by the end of 30 years?
Well guess what? by the end of 30 years you will have paid more than double the amount of principal in interest. How can you pay less interest and pay off your home faster?
1. Call your bank and ask them if you can make bi-weekly payments. By cutting your payment in two bi-weekly payments you end up paying 13 payments per year. This will payoff your home loan in roughly 23 years, that's SEVEN years earlier.
2. Divide your monthly payment into 12 and add that amount to your monthly payment. For example let's assume that your monthly mortgage payment is $1200 divided by 12= $100. Send the bank $1300 every month instead and tell your bank that this money is designated to your Principal balance. Once again, that will shave off at least seven years worth of payments.
3. If your do booth steps above combined, you will end up paying off your home in roughly 14 years, thus cutting your pay period in half.
Looking for a home in San Diego? www.PremiereSd.com
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